Lawn & garden lending

Discover how MerchantLinQ is enabling collaborative lending partnerships within the commercial landscaping industry—benefiting lenders, business owners, and clients alike.

lawn and garden lending

As the landscaping industry maintains consistent growth, credit unions and banks have the opportunity to diversify their portfolios, while reaching local businesses and consumers through a fundamental lending segment.

From state-of-the-art electric mowing equipment to everyday mowers, these loans are essential for business needs and residential lawn upkeep. This segment offers the unique advantage of offering fair, convenient terms to local buyers, while growing new consumer relationships.

Did you know?

The lawn mower market is expected to see a CAGR of 6% over the next 7 years.

The landscaping segment is consistently needed in local communities and is expected to grow further as businesses transition to electric mowers.

Why choose lawn & garden financing?

Lawn equipment financing is a thriving lending opportunity offering numerous benefits to lenders.

icon project costs

Multi-faceted opportunity.

From high-value machinery to essential tools, this segment accommodates a wide range of funding needs. These include commercial landscaping equipment purchases, green battery-powered tools, personal lawnmowers and more.

icon support local business

Support for local businesses.

Financing the growth of landscaping businesses strengthens community ties and can potentially turn merchants and borrowers into future depositors through a positive lending experience.

icon paychecks

Revenue-driven products.

Borrowers in this category are more likely to respect loan terms and avoid premature refinancing due to the necessary nature of the equipment for business success. This ensures reliable payback for lenders.

icon new deposits

Collateralized purchases.

Landscaping loans make new equipment possible for businesses. This equipment is revenue-producing and also backed by the asset itself, making the segment inherently lower risk.

Landscaping contractor looking to grow your business?

We can help you too.

Access lawn & garden opportunities through MerchantLinQ.

How it works

merchantlinq platform match

Match with local landscaping businesses through the MerchantLinQ platform.

drive loan applications

Boost your loan portfolio as merchants drive loan applications through a branded portal.

scale deposits over time

Advance your long-term goals by generating new customers to scale deposits over time.

man on a commercial lawn mower

Explore timely insights on embedded lending.

The opportunities are limitless.

Explore more of our compelling loan segments.

Ready to get started?

Discover how businesses like yours are enhancing their services with MerchantLinQ.